Today, the nation stands united in its fight against the Coronavirus (Covid -19).The Modi Government has already subsidized the rates of essential commodities, so that it may benefit the poor, even in his address to the Nation, he clearly said that he considered the daily wage workers as a part of his family.But, the poorest among the poor of this nation could have a tougher time, if not the three reforms were brought by Modi Government in its first tenure.
1) Pradhan Mantri Jan Dhan Yojana.
The scheme focused on expanding the banking sector among the under privileged and it was open to Indian citizen (minor of age more than 10 can also open account with guardian to manage it) and make affordable access to financial services such as bank accounts, remittances, credit, insurance and pensions. This financial inclusion campaign was launched by the Prime Minister of India Narendra Modi on 28 August 2014.
Soon after its launch, it entered the Guinness Book of World Records as more than 1.5 crore bank accounts were open just on the very day it was inaugurated.
The Jan Dhan Accounts of women were credited with ₹500 each to over 4.07 crores of women seeing the Covid-19 crisis to ensure that they don’t need to worry much.
It is also possible that the Daily Wage workers can be the direct beneficiaries of Jan Dhan Yojana
2) Ayushman Bharat Yojana
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana is a flagship scheme of the Indian government’s National Health Policy which aims to provide free health coverage at the secondary and tertiary level to its bottom 40% poor and vulnerable population. PM-JAY is the world’s largest and fully state sponsored health assurance scheme which covers a population of the combined size of USA, Mexico and Canada.
The Modi Government announced that the testing and treatment for Covid-19 would be free of cost in private labs, for the people who are covered under this scheme. The cost of testing for Covid-19 amounts to more than ₹2000 which is a huge sum of money to pay for the underprivileged.
3) Pradhan Mantri Awas Yojana (Housing for all)
Pradhan Mantri Awas Yojana (PMAY) is an initiative by Government of India in which affordable housing will be provided to the urban poor with a target of building 20 million affordable houses by 31 March 2022. It has two components: Pradhan Mantri Awas Yojana (Urban) for the urban poor and Pradhan Mantri Awaas (Grameen)for the rural poor.
Quarantine is suggested as a method to tackle the spread of Corona virus, by providing homes to the people from the poor section of society, Modi Government has ensured that safety measures are taken to protect the lives of such people. The motto of the nationwide lockdown is “Stay Home, Stay Safe”, thus by providing homes to the homeless, Modi Government has indeed safeguarded a lot of lives.
PM ‘Jan Dhan’ Yojana launched; 1.5 crore bank accounts opened in a day
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